The biggest conspiracy theory : September 11 was fabricated

A number of urban myths, alternative hypotheses and conspiracy theories have been formulated to explain the events of September 11th:


The U.S., Israel or Iraq government orchestrated the attacks themselves.
The Twin Towers fell straight down, at close to free-fall speed. This is a similar characteristic of a controlled demolition. The dust cloud and its make up are considered un-characteristic of a gravity-driven collapse.
It is often pointed out that no steel building before or since the 9-11 attack has collapsed as the result of fire.
The rubble of the Twin Towers smoldered for weeks after the collapse. This claim is meant to point out that steel could only have smoldered as a result of pre-placed explosives.
Some consider photographic evidence of the plane lying on the grounds of the Pentagon to be ambiguous and unconvincing, citing a visual lack of burnt metal, human remains, passenger's luggage or seats.
The Pentagon was struck in a newly renovated, reinforced section. Some speculate this location, the west side of the complex, to be indicative of government involvement, noting it as an attempt to reduce casualties.
Flight 77 was able to fly in the direction of the DC and Pentagon area for approximately 40 minutes without interception. This is thought to be unusual given the Pentagon's close proximity to Andrews Air Force Base.
There are claims that anti-missile batteries at the Pentagon should have intercepted Flight 77.
The FBI confiscated a video, which may have captured the impact, from a nearby gas station attended by Jose Velasquez.

The biggest conspiracy theory : The Apollo landing on moon

A classic among conspiracy theories, proponents of the Apollo moon landing hoax accusations allege the moon landings never took place, and were faked by NASA with possible CIA support. Enthusiasts of this theory claim that:



The astronauts could not have survived the trip because of exposure to radiation
The photos were altered: the Crosshairs on some photos appear to be behind objects, rather than in front of them where they should be
The quality of the photographs is implausibly high.
There are no stars in any of the photos, and astronauts never report seeing any stars from the capsule windows.
Identical backgrounds in photos that are listed as taken miles apart.
The moon's surface during the daytime is so hot that camera film would have melted.
No blast crater appeared from the landing
The launch rocket produced no visible flame.
The flag placed on the surface by the astronauts flapped despite there being no wind on the Moon.

What is bankruptcy? Differnece between the chapters of Bankruptcy

Bankruptcy: A debtor that, upon voluntary petition or one invoked by the debtor's creditors, is judged legally insolvent. The debtor's remaining property is then administered for the creditors or is distributed among them.

Chapters:
With the proper information in regards to the new bankruptcy laws you can avoid the hassles many people have to deal with because they did not take the time to do some research. Only you can decide what is best for your debt burden with the current bankruptcy law.

Types of Bankruptcy

You may have heard of someone filing for Chapter 11 or Chapter 7. What do they mean by this?

These are actually the types of bankruptcy, so-named after the title of the Chapter of the Federal Bankruptcy Act in which they appear. There are three common types of bankruptcy available. Here is a quick rundown of each one:

Chapter 7

This is also known as liquidation. In a Chapter 7 bankruptcy case, all the assets and nonexempt properties, if any exists, of the debtor must be turned over to a trustee for the purpose of converting them into cash to pay the debtor's creditors.

In return, the debtor receives a Chapter 7 discharge in the form of a court order, releasing the debtor from all of his or her dischargeable debts. This order also has the effect of preventing creditors from attempting to collect these dischargeable debts from the debtor.

Note that there are some debts which cannot be discharged with a Chapter 7 bankruptcy.

Chapter 11

This type of bankruptcy is typically used for business bankruptcies and restructuring. As such, this is not an option for individual consumers. Besides being far more complex, it is also more expensive to pursue.

A Chapter 11 bankruptcy gives businesses the opportunity to reorganize themselves, restructure debt, and get out from under certain burdensome leases and contracts. "Business" here may include a corporation, sole proprietorship, or partnership.

When a corporation files for a Chapter 11 bankruptcy, the stockholders' personal assets are not at risk. Since a corporation exists separate and apart from its owners, the stockholders, the only asset the latter stands to lose are the value of their investment in the company's stock.

Chapter 13

This is sometimes referred to as a "mini Chapter 11" because it allows small proprietary business owners and certain qualified individuals to file for it in order to repay their creditors but still retain your property.

So how is this different from a Chapter 7 bankruptcy, which likewise allows you to retain certain exempt properties and assets? Chapter 13 is different in that it enables a debtor to retain the assets that would otherwise be liquidated by a Chapter 7 trustee.

In most cases, you can keep your home and your car under either Chapter 7 or Chapter 13. However, there are certain instances under Chapter where you would not be able to keep your rental properties, antique gun collections, etc. Whereas, if you file for a Chapter 13 bankruptcy, you may be able to keep these "luxurious items" and submit yourself to a Plan where you can make repayments.

The goal of a Chapter 7 bankruptcy is to discharge your existing debts so you can get a "fresh start" on your finances. A Chapter 13, on the other hand, obliges you to repay most or all of your debts before your slate is wiped clean. It is because of this - you repay your debts - that you gain a certain advantage over a Chapter 7.